Lawyer Serving Corpus Christi, McAllen, Brownsville and Harlingen Handling Foreclosure

Foreclosure Assistance

Millions of Americans nationwide are losing their homes to foreclosure.  Initially, many of these were caused due to poor lending practices and adjustable rate mortgages that adjusted the payment upwards after a set period of time.  Now, however, foreclosures continue to grow due to lost jobs and the economic turmoil.  If you are one of the many families in South Texas in Corpus Christi, McAllen, Brownsville, Harligen and surrounding areas are affected by this situation and facing foreclosure, the Malaise Law Firm bankruptcy attorneys can help you through this difficult time with solutions based on your personal financial scene.

Depending on your goals for your home, whether you wish to try and keep it or feel you need to let it go, our legal staff can advise you on what your best option might be.  If you wish to keep your home, our highly trained legal staff can assist in negotiating either forbearance or a loan modification so as to avoid a foreclosure of your home.  In some instances, a Chapter 13 bankruptcy filing may be what is needed in order to accomplish this.  With our aggressive negotiating skills, our office will work to get you a mortgage payment that will fit within your budget.

For those who can no longer afford to keep their home, due to divorce, job loss, or any other reason, our firm can negotiate with your lender for you to obtain a short sale, where they accept less than the amount of  your loan in full payment of your debt when your house sells.  Using our legal skills, we will ensure they accept this payment in full and do not pursue you further for any remaining balance, in addition to reporting to the credit bureau in such a way as to minimally affect your credit.  Another option is a deed in lieu of foreclosure, where the title to your home is signed back over to the lender as full satisfaction of your debt owed to them.  Both of these methods avoid a foreclosure from appearing on your credit history.

Avoid Foreclosure With Legal Help

Foreclosure does not have to be your only option when you are behind on your mortgage.  By allowing the Malaise Law Firm to negotiate with your lender, we provide you with the opportunity to either keep your home or avoid a foreclosure from affecting your credit.  Our firm has been assisting the residents of Corpus Christi, McAllen, Brownsville, and Harlingen in South Texas for many years.  We put our emphasis on helping our clients do what is in their best interest and the clients above else come first.  If you would like to see what we can do to help you please contact our office today.

If you are facing foreclosure, contact the Malaise Law Firm , foreclosure defense lawyers, to discuss how we can assist you.