South Texas Lawyer Stopping Creditors

Serving Corpus Christi, McAllen, Brownsville and Harlingen

Falling behind on your debt payments can lead to serious consequences.  Harassing phone calls, late notices, threats of lawsuits and repossession - all can lead to a very stressful situation.  Many people in South Texas are suffering from the effects of the bad economy, due to lost jobs or other factors.  If you find yourself in this position, contacting the bankruptcy attorneys from the Malaise Law Firm can put you on the right road back to financial solvency.  By hiring an attorney to deal with your creditors, you will immediately feel relief from the continual collection actions you have been dealing with.  Once represented, by law your creditors can no longer contact you directly and must now deal with your attorney.

There are many unscrupulous collection agencies out there.  The Fair Debt Collection Practices Act prohibits certain debt collectors from engaging in abusive behavior.  If you have been subjected to any of the below methods by collection agencies, you have the right to pursue legal action against them, or at least report them to the proper authorities.  Some of the abusive practices prohibited by the Fair Debt Collection Practices Act include:

• Claiming you owe more than you do.
• Claiming to be attorneys when they are not.
• Claiming that you'll be imprisoned or your property will be seized.
• Advising your employer for other third parties that you owe a debt.
• Contacting third parties, other than your attorney, a credit reporting bureau, or the original creditor.
• Using obscene language.
• Using or threatening to use violence.
• Sending you a paper that resembles a legal document.
• Adding unauthorized interest, fees, or charges.
• Calling you repeatedly or contacting you before 8 a.m. or after 9 p.m.
• Failing to identify themselves as bill collectors.
• Contacting you at work if your employer prohibits it.

Don't Put Up With Harassment

Just because you are behind on some payments to creditors does not give them the right to abuse you.  You don't have to put up with that behavior, especially if you retain the services of the Malaise Law Firm.  Our legal staff will ensure you no longer receive these calls and even file legal action against them if it is warranted.

With over 40 years of helping the communities of Corpus Christi, McAllen, Brownsville, and Harlingen in South Texas, we have the resources you need to handle creditors and provide you with the right options to get you back on your feet financially.

Don't let creditors harass you!  Contact the Malaise Law Firm to find out what your rights are.