Bankruptcy and Debt Elimination Attorney Serving Corpus Christi, McAllen, Brownsville and Harlingen

Which Debts Can Be Eliminated

An ever increasing number of Americans are being affected by the current bad economy, losing jobs and getting further and further in debt.  If you find that you are in this situation, there is something that can be done to eliminate your debt.  By reviewing your options with a bankruptcy attorney at the Malaise Law Firm in Corpus Christi, McAllen, Brownsville and Harligen, we can help you determine what your best choice should be to handle the situation.

The bankruptcy lawyers at the Malaise Law Firm understand what you are going through and have solutions.   Many debts can be eliminated through a Chapter 7 filing, which will use some of your assets to repay debt, but will discharge the majority of them.  Debts such as credit cards, medical bills, personal loans, utility bills, department store bills and even some older taxes can possibly be completely eliminated with this type of filing.  With a Chapter 13 filing, some of your debts will be reduced through negotiation, while other are put on a re-payment plan.

Certain debts may not be able to be completely eliminated, but if you have back amounts owed on some of the following, the arrears may be able to be included in a bankruptcy discharge.

The debts that cannot be eliminated in a bankruptcy and must continue to be paid are:

• Spousal and Child support
• Most Student Loans
• Income Taxes (depends on how old) and Property Taxes
• Fines or Penalties Ordered by a Court

• Restitution Owed to Injury or Crime Victims

Contact South Texas Bankruptcy Lawyer in Corpus Christi, McAllen, Brownsville and Harligen

The legal staff at Malaise Law Firm has many years experience helping the communities of Corpus Christi, McAllen, Brownsville, and Harlingen.  We truly care about providing quality service that will produce the best results for your specific situation.  Our firm will keep you advised from beginning to end on the progress of your case.  Contact us today for a free initial consultation.

Find out if your debts can be eliminated by calling the lawyers at the Malaise Law Firm today.