Wage garnishment is a procedure that allows a creditor, such as a credit card company, to go to court and get an order that will require a person's employer to withhold a portion of the person's wages.  The portion that is withheld is then turned over to the creditor with the court order and applied to the debt the person currently owes.

While wage garnishment is not the first course of action or option for most creditors who are trying to collect debt, it is a possibility that some people may have to deal with if they are a few months behind on their bill payments.  Usually, all other types of debt collection efforts must be exhausted for creditors to seek and obtain wage garnishment.

If you have questions pertaining to wage garnishment, debt relief or bankruptcy in Texas, contact the Malaise Law Firm today and schedule an initial consultation with a South Texas bankruptcy attorney who can help you.