The Houston-Galveston region has seen a serious drop in the number of Chapter 11 bankruptcy and Chapter 7 bankruptcy cases filed this year. Some attribute this to the area's overall ability to weather the ongoing depressed economy.

A report issued by the Houston Business Journal showed that the U.S. Bankruptcy Court for the Southern District of Texas showed an 11% decrease in Chapter 7 filings when compared to same period the year before. Chapter 13 bankruptcy filings also decreased, by 21%. While these represent a significant decrease in both Chapter 7 and Chapter 13 bankruptcy filings, this shouldn't cover the fact that many people are still forced to consider bankruptcy as a last-ditch option to financial ruin.

If you are considering personal or reorganization bankruptcy, it is time to contact a South Texas attorney. Get the legal advice you need and deserve to start getting your finances back in order.